Decision Point ®: Subscriber Agreement


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	Before subscribing, please read the following terms and conditions for becoming a Decision Point member. By clicking the “I AGREE” button, you acknowledge that you have read, understand, and agree to accept these policies and terms.



	AUTOMATIC RENEWAL By subscribing to Decision Point, you agree to having your subscription renewed automatic- ally and billed to your credit card at the beginning of each subscription period until you cancel the subscription.



	CANCELLATION POLICY You may cancel your subscription at any time. It is your responsibility to initiate the cancellation and to follow up if your cancellation request is not acknowledged in a timely manner.



	REFUND POLICY We do not offer refunds. If you cancel your subscription, you will immediately be removed from the automatic billing cycle. You will, however, continue to have access to your service until the end of the current billing cycle.



	COPYRIGHT INFRINGEMENT A subscription to Decision Point’s services entitles access to the website by a single individual (the subscriber.) Newsletter or web site contents and materials may not be distributed to others under any circumstances without our written consent. This includes discussing contents in e-mail, news groups, message boards, etc. and/or linking to materials on our web site. Newsletters or other materials may not be reproduced for distribution to other individuals. We will vigorously prosecute violations of our copyright.



	DISCLAIMERS Decision Point is not a registered investment advisor. Investment and trading deci- sions are solely your responsibility. None of the Decision Point newsletters or web site mate- rials should be interpreted as a recommendation or solicitation to buy or sell any security or to take any specific action. Decision Point does not represent or endorse the accuracy or reliability of any of the information, content, or advertisements contained on, distributed through, linked from, downloaded or otherwise accessed from any of the services contained on this web site or in our newsletters, nor the quality of any products, information or other materials displayed, purchased, or obtained by you as a result of an advertisement or any other information or offer in or in connection with the materials. You hereby acknowledge that any reliance upon an Materials shall be at your sole risk. It is your responsibility to verify from other sources, such as your broker, critical elements of a decision to act. Decision Point reserves the right, in its sole discretion and without any obligation, to make improvements/changes to, or to correct any error or omissions in any portion of the Materials. THE SERVICE AND THE MATERIALS ARE PROVIDED BY DECISION POINT ON AN "AS IS" BASIS, AND DECISION POINT EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EX- PRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE SERVICE OR ANY MATERIALS AND PRODUCTS. IN NO EVENT SHALL DECISION POINT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER WITH RESPECT TO THE SERVICE, THE MATERIALS AND THE PRODUCTS.



	AVAILABILITY We will make every effort to publish our web site materials in a timely manner; however, because of the myriad of things that can go wrong due to Acts of God or human error, we cannot guarantee availability of materials. In the event of a prolonged period of non-availability of materials, it is solely at the discretion of Decision Point whether any compensation shall be offered to subscribers and what form it shall take.



	GOVERNING LAW This Agreement shall be subject to the laws of the United States (U.S.), state of California, county of San Bernardino, and the exclusive jurisdiction of the U.S. courts.



	PRIVACY POLICY We do not sell or share our subscriber lists. Except as authorized by the subscriber in writing or as required by law, we will not reveal the name or company of any subscriber to third parties.

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